Our Los Angeles Real Estate Attorneys were recently asked to review a condominium project’s CC&Rs as conflicts as a FHA approved first time home buyer hit a snag when the condo project was not “FHA Approved.” FHA (Federal Housing Administration) loans used for the purchase of a condo or townhouse will fund if for an approved condo or townhouse project. Thus, if you are applying for an FHA loan and you are looking to purchase a condo or townhouse, you must determine if the condo project is on the FHA approved list by checking with hud.gov. If the condo you seek is not on the approved list, it is likely that FHA will require changes made to the CC&Rs since the approval snag usually has to do with certain restrictions and/or covenants. That is quite an endeavor as a buyer cannot engage a HOA to make changes and it is up to the seller at that point.